Consider these jargon free disturbing facts:

If you don’t make a will the government will make one for you and bequeath to themselves up to £114,000 that you otherwise could have legally avoided.

If you don’t take care of making provision for the possibility of you or your partner needing long term care the government will do that for you by applying a 100% ‘tax’ on all your assets (home included) over and above the first £21,000.

If you don’t plan for the contingency that you and your partner die leaving young children they will be retained within the system, for months and even years, at Her Majesty’s pleasure despite the fact that you have willing and capable friends and relatives to look after them.

If you become mentally incapacitated, temporarily or permanently, the government will manage your affairs for you even if you have a partner perfectly capable of doing so unless, of course, you make provision now.

No matter how many copies of your will can be found after your death, if the original is not retrieved you will have been deemed to die without making one.

If you have made a will but not had your estate planned fully and properly and one of your beneficiaries is physically or mentally impaired and in care, you may have inadvertently bequeathed almost everything over and above £14,700 to the government.

Inheritance tax, if it really has to be paid, is actually not an inheritance tax, it is a death tax. If it was an inheritance tax then logically one would expect your beneficiaries to inherit your bequest and then for each to agree with Revenue and Customs a tax payment plan. The death tax reality is that your executors (often your children) must pay up front all of the tax due before any of the estate can be released or used.

Without a will it is not certain that your spouse will inherit all your assets. For unmarried couples your partner may not receive anything at all. If you are divorced or separated your ex-partner can successfully lay claim to your estate despite your undocumented wishes to the contrary.


You may think your estate does not qualify for inheritance tax but if you have a life assurance policy or a death in service benefit you are probably wrong.


If the above does not cause you to take immediate action then nothing will.

click here info@Willwriter4u.com 

or call on 01245 490808

and make a home appointment, daytime or evening, to put your estate in order.

For the technical record Willwriter4u specialize in all aspects of estate planning, not limited just to wills, including: Protective Property Trusts; Inheritance Tax Planning; Estate Planning Reports; Single Wills; Mirrored Wills; Revocable Life Interests; Children’s Trusts; Disabled Discretionary Trusts; Discretionary Trusts; Enduring Power of Attorney; Advanced Directive; Estate Preservation; Pre-paid Funeral Plans; Deed of Severance; Right of Residence; Non-Mutual Deed of Severance; Secure Storage; Probate Help and Facility; Codicil - Update;

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